RV Insurance
Protecting your home on the road
What is RV Insurance?
RV insurance is a specialized type of auto insurance designed to protect recreational vehicles, such as motorhomes, travel trailers, and campers. Unlike a standard auto policy, which may not provide adequate coverage for a vehicle that is also a living space, an RV policy offers a broader range of protections. This can include coverage for your vehicle while it’s in transit, parked at a campsite, or even stored for the off-season. It combines elements of both auto and homeowners insurance, covering not only liability and damage to the vehicle itself but also personal belongings and other risks associated with using your RV as a temporary or full-time home.
Why is RV Insurance essential?
RV insurance is a vital form of protection for anyone who owns an RV. Given the significant cost of these vehicles and the dual role they play as both a vehicle and a home, a standard auto policy will not provide sufficient coverage. RV insurance protects you from the financial devastation of a major accident, theft, or other damage, and provides essential liability protection whether you are on the road or at your favorite campsite.
Specialized Coverage for Every Journey
Don’t let a breakdown stop your trip. RV Insurance offers crucial protection across these critical areas:
Vehicle & Contents Coverage
Pays for damage to your RV from collisions, theft, or weather, and covers your personal belongings inside the unit like furniture and camping gear.
Liability Protection
Shields you if you are at fault in an accident, covering bodily injury and property damage to others, and includes liability for incidents that occur at your campsite.
Roadside & Travel Assistance
Offers optional roadside assistance for breakdowns, towing, and flat tires, providing crucial support when you are far from home.
